About Us
What We Believe
Farmer Economic Power
Farmers deserve fair prices and the ability to capture value. Inventory financing, processing infrastructure, and brand partnerships create market power.
Economic Viability
Sustainable agriculture must generate competitive returns. We prove it's possible with appropriate capital structures, not perpetual subsidy.
Equity & Access
We prioritize lending to beginning farmers, BIPOC farmers, women farmers, and veterans whom traditional finance excludes.
Regional Resilience
Local food systems reduce supply chain vulnerability, create rural jobs, and keep economic value in communities.
Climate Action
Regenerative agriculture is a scalable climate solution. Every acre we finance sequesters carbon, builds soil health, and increases resilience.
Measurement Matters
We track acres under regenerative management, jobs created, and demographic equity - proving impact is real and scalable.
Deep Expertise, Flexible Capital
1
Sector Expertise
Unlike traditional lenders who view agriculture as risky, we understand that regenerative practices reduce risk by building soil health and climate resilience. Our team combines 20+ years of structured finance experience with direct agricultural investment experience.
2
Specialized Instruments
We offer tailored debt products designed for agricultural realities: seasonal payment structures, inventory-backed lending, revenue-based terms that flex with cash flow, and convertible notes for high-growth brands.
3
Long-Term Partnership
We're not transactional lenders. We build long relationships, connect portfolio companies across the value chain, and provide comprehensive impact measurement that tells the full story of financial and environmental returns.
Why Choose Fullerfield
Fullerfield | Traditional Lenders | |
|---|---|---|
Focus | Northeast food system; regenerative agriculture | General industries; conventional agriculture |
Approach | Impact-first, flexible debt structures | Strict collateral, standardized products |
Understanding | Deep sector expertise, value chain knowledge | Limited specialized agricultural knowledge |
Partnership | Long-term, tailored solutions, advisory | Transactional, limited post-loan support |
Our Competitive Moats
Specialized Expertise
Unmatched understanding of the Northeast food system, from farm to fork, enabling bespoke financial solutions.
Impact-Driven Approach
Our commitment to regenerative agriculture and local economies attracts mission-aligned partners and opportunities.
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Proprietary Data & Networks
Leveraging unique data insights and an extensive network within the regional food ecosystem for superior deal flow and risk assessment.